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PayPal is an online payment system that makes paying for things online and sending and receiving money safe and secure. When you link your bank account, credit card or debit card to your PayPal account, you can use PayPal to make purchases online with participating stores.

What is PayPal and how does it work?

PayPal is a payment platform with a website and a phone app that enables payments between parties through online money transfers. PayPal customers create an account and connect it to a checking account, a credit card, or both. PayPal also offers credit and debit cards branded with the PayPal name.

Is PayPal safe?

Generally, PayPal is a safe online payment system, because end-to-end encryption and two-factor authentication secure transactions. PayPal has more than 400 million active users and is used in 200 countries and territories worldwide — that's a large pool of victims to scam.